Personal Loan Guides
Personal Loan Guides
Guides for employed borrowers with bad or fair credit who need a personal loan. Learn what lenders actually look at, how installment loans work, and how to apply without getting rejected again.
Personal loan options
Personal Loan Options
Have steady income but bad credit? Fill out one application and get matched with lenders who look beyond your score. No minimum credit score to apply.
Read guideDebt consolidation loans
Debt Consolidation Loans
Looking to consolidate debt with bad or fair credit? Submit one application and let lending partners review your situation. No minimum credit score to apply.
Read guideBad credit personal loans
Bad Credit Personal Loans
If you have a job and bad credit, lenders look at more than your score. Harbor matches employed borrowers with lending partners who consider income — no minimum credit score to apply.
Read guideInstallment loans
Installment Loans
Installment loans come with fixed monthly payments you can plan around — not a lump-sum paycheck repayment. Harbor matches employed borrowers with installment lenders who consider bad credit.
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